and lobbies to maintain reasonable tort limits, as well as other important legislative checks and balances, to insure future municipal insurance market stability.
· Using recognized industry experts to provide reinsurance, actuarial and audit services, the TML Pool has achieved recognition as a financially sound, professionally managed organization.
· The TML Pool has a continued tradition of providing the best possible services and coverages to municipalities at a stable and affordable cost. Also, the Pool continues to return annual dividends to its members.
· The TML Pool develops base rates based on combined experience of all Pool members. The rates of individual members are developed using each municipal entity’s own experience modification, developed from loss information for the past three years, and each entity’s own schedule modification, developed from safety and loss control efforts.
· The TML Pool has knowledgeable loss control consultants in each grand division of the state providing annual surveys, on-site and regional training, and recommendations to enhance member’s risk management efforts.
· The TML Pool provides
